Univera Healthcare

Looking for coverage?
1-888-669-3911

Experience the Univera Difference
Experience the Univera Difference
For more than four decades, we’ve cared about connecting you and your family with quality, affordable health coverage, including free or low‑cost options.
The $0 Essential Plan
With premiums as low as $0/month or $20/month and a large provider network, the Essential Plan connects you with the care you need at a price you can afford. Individuals under age 65 may be eligible based on New York State household income and size guidelines.
  • Free preventive care including routine doctor exams, screenings, well-child visits and more.
  • No deductible, so the plan starts paying for your health care right away.
  • Enroll anytime in the Essential Plan.
  • Low cost generic drugs, including contraceptives.
  • Dental and vision coverage options.
Bronze, Silver, Gold & Platinum Plans
Medicaid
Child Health Plus
Bronze, Silver, Gold & Platinum Health Plans
Get the benefits you and your family need with our Bronze, Silver, Gold, and Platinum plans with coverage accepted by 100% of hospitals and 98% of doctors. Nearly 3 out of 4 New Yorkers qualify for reduced premiums.
Bronze, Silver, Gold & Platinum Health Plans
Get the benefits you and your family need with our Bronze, Silver, Gold, and Platinum plans with coverage accepted by 100% of hospitals and 98% of doctors. Nearly 3 out of 4 New Yorkers qualify for reduced premiums.
Bronze, Silver, Gold & Platinum Plans
Medicaid
Child Health Plus
Medicaid
Our Medicaid plans in Erie County sponsored by New York State provide free or low-cost health insurance for those under age 65 who meet NYS income eligibility requirements.
Medicaid
Our Medicaid plans in Erie County sponsored by New York State provide free or low-cost health insurance for those under age 65 who meet NYS income eligibility requirements.
Bronze, Silver, Gold & Platinum Plans
Medicaid
Child Health Plus
Child Health Plus
Depending on your family’s income, your children up to age 19 may qualify for free or low-cost health insurance coverage in Erie County sponsored by New York State. For more information or to apply, call 1-888-679-7166, TTY: 1-800-421-1220 or visit www.nystateofhealth.ny.gov.
Child Health Plus
Depending on your family’s income, your children up to age 19 may qualify for free or low-cost health insurance coverage in Erie County sponsored by New York State. For more information or to apply, call 1-888-679-7166, TTY: 1-800-421-1220 or visit www.nystateofhealth.ny.gov.
Find Your Plan
In less than a minute see if qualify for the Essential Plan or other free or low cost plans. We’ll also email you a free guide to help you shop for health insurance.
What county do you live in?
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How many people live in your household?
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How many adults are you looking to cover?
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What is your total annual household income?
Our Benefits
All Univera Healthcare members receive these health care member benefits:
Choose Your Doctor
Access to a network of provider partnerships in 39 counties with thousands of doctors, hospitals and pharmacies.
Free Preventive
Care
Free preventive care, including checkups, flu shots, vaccines, screenings, and more.
Gym and Fitness Class Benefits
Receive up to $400 or $600 towards a gym membership or fitness classes.
24/7 Telemedicine
Access to telemedicine 24/7 from any location, even your home.
Member Discounts
Exclusive member discounts with Perks 4 U, like massage therapy, acupuncture and fitness facilities.
Pharmacy Home
Delivery
Save time by using pharmacy home delivery and get back to more important things.
Large Provider Network
  • A large network of doctors, hospitals and pharmacies you know and trust.
  • PPO network covers 39 Upstate New York counties
  • Includes all major hospitals and strategic physician groups
Large Provider Network
Large Provider Network
Large Provider Network
  • A large network of doctors, hospitals and pharmacies you know and trust.
  • PPO network covers 39 Upstate New York counties
  • Includes all major hospitals and strategic physician groups
Need help? Visit us in-personVisit a Resource Center
Need help? Visit Us.

Our Resource Centers are open and waiting for you! Get expert advice in-person at our locations on Park Club Lane in Buffalo and W. 3rd Street in Jamestown.

Visit Us
4 Questions to Ask When Choosing a Health Plan

Will the plan cover my prescriptions?

Make sure your medications, including maintenance drugs and contraceptives, are covered by the insurer. Univera Healthcare, for example, covers more than 50 prescription contraceptives. ​

Does my doctor accept the plan?

Ask your doctors if they accept the insurance you are considering.

What if I can't see my doctor?

Ask if the plan has a telemedicine program that provides 24/7 access to a doctor by phone or video chat when you have a minor health issue and can't see your physician.

Can I get financial assistance?

You may be eligible for financial help based on your household income and size. Or, you could qualify for the Essential Plan, for $0 or $20 a month. Use our calculator to see if you qualify.

Will the plan cover my prescriptions?

Make sure your medications, including maintenance drugs and contraceptives, are covered by the insurer. Univera Healthcare, for example, covers more than 50 prescription contraceptives. ​

Does my doctor accept the plan?

Ask your doctors if they accept the insurance you are considering.

What if I can't see my doctor?

Ask if the plan has a telemedicine program that provides 24/7 access to a doctor by phone or video chat when you have a minor health issue and can't see your physician.

Can I get financial assistance?

You may be eligible for financial help based on your household income and size. Or, you could qualify for the Essential Plan, for $0 or $20 a month. Use our calculator to see if you qualify.

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